Credit Scores

Importance of Credit Scores

Posted on Aug 26, 2022 in Credit Scores

Importance of Credit Scores

Your credit report and credit score are ways of keeping track of and evaluating how you use credit.
First, some definitions:

Definitions

  • credit report is a report based on your credit history. It is one of the main tools lenders use to decide whether or not to give you credit.

  • credit score is a number that expresses your credit information at one p...

Read More

How to Repair Your Credit

Posted on Feb 16, 2019 in Credit Scores

Anatomy of a Credit Score

Do you feel your credit stands in the way of getting approved for financing for a home or new car?

Having bad credit can do more than prevent you from getting approved for a loan; you may also have to pay more for insurance and provide a security deposit on utilities if you move. Financial challenges can occur to anyone, any time. The good news is...

Read More